UK Fintech Referral Codes — Claim Your Bonus

Last updated: June 2026 · All codes verified and active

Looking for a sign-up bonus when you join a UK fintech app? You’re in the right place. Below are our active referral codes for the best UK banking, investing, and money transfer apps. Every link gives you a bonus (free shares, cash, or fee credits) and costs nothing — the provider pays the reward as a marketing cost.

🏦 Banking & Neo-banks

Revolut — Up to £40 Bonus + Free Plan

What you get: A cash bonus on account activation (amount varies by plan and promotions running). Revolut is the UK’s leading multi-currency neo-bank with interbank FX rates, disposable virtual cards, crypto trading, and stock investing in one app.

Best for: Travel, currency exchange, online shopping security

👉 Sign up to Revolut with our referral code

Revolut Business — £50 Business Referral

What you get: £50 credit when you sign up your business. Revolut Business offers multi-currency accounts, bulk payments, invoicing, and accounting integrations.

Best for: SMEs, freelancers, e-commerce, international businesses

👉 Sign up to Revolut Business

Chase UK — 1% Cashback + High Savings Rate

What you get: 1% cashback on all spending (no cap) plus access to a 5.1% AER saver account. No monthly fees, FSCS protected.

Best for: Everyday spending, savings, cashback rewards

👉 Sign up to Chase UK

Monzo — Budgeting Made Easy

What you get: Monzo’s award-winning budgeting tools, pots, salary sorter, and instant spending notifications. FSCS protected up to £85,000.

Best for: Budgeting, fee-free UK banking, savings pots

👉 Sign up to Monzo

Kroo — 5.0% AER Current Account

What you get: 5.0% AER interest on your current account balance — one of the highest rates in the UK. No monthly fees, FSCS protected.

Best for: High-interest everyday banking

👉 Sign up to Kroo

Starling — Fee-Free Travel Banking

What you get: No FX fees abroad (Mastercard rate), connected cards for spending analytics, business and joint accounts. FSCS protected.

Best for: Travel, business banking, fee-free spending abroad

👉 Sign up to Starling

📈 Investing Apps

Trading212 — Free Share Worth £5-100

What you get: A free share worth between £5 and £100 when you sign up via referral and fund your account. Zero commission on stocks and ETFs, ISA wrapper available (tax-free up to £20k/year).

Best for: Beginner investors, fractional shares, ISA investing

👉 Sign up to Trading212 with our referral code

Freetrade — Free Share on Sign-Up

What you get: A free share worth £3-200 when you join via referral. Zero commission on US stocks, ISA available, fractional shares.

Best for: US stock investing, ISA, beginner-friendly

👉 Sign up to Freetrade

💸 Money Transfer

Wise — Mid-Market FX Rates

What you get: Low, transparent transfer fees (~0.5%) with mid-market FX rates. Hold 40+ currencies, send money internationally at the real exchange rate. Business account available with £50 referral bonus.

Best for: International transfers, multi-currency holding, business payments

👉 Sign up to Wise

🔎 Credit & Loans

Experian — Free Credit Score + Credit Report

What you get: Free access to your UK credit score and report, plus CreditExpert monitoring with fraud alerts. The UK’s most trusted credit reference agency.

Best for: Checking your credit score before applying for cards, loans, or mortgages

👉 Check your credit score with Experian

The AA — Personal Loans

What you get: Competitive personal loan rates from a trusted UK brand. Quick online application with funds available within days.

Best for: Personal loans, debt consolidation, car purchase

👉 Get a loan quote from The AA

📊 Comparison & Cashback

MoneySupermarket — Compare & Save

What you get: Compare insurance, energy, broadband, and financial products side-by-side. One of the UK’s leading price comparison websites.

Best for: Saving money on insurance, energy, broadband

👉 Compare deals on MoneySupermarket

TopCashback — Earn Cashback on Everything

What you get: The UK’s leading cashback site. Earn cashback on purchases at 4,500+ retailers including many fintech apps. Free to join.

Best for: Earning cashback on everyday spending and sign-ups

👉 Join TopCashback for free

GoCompare — Car Insurance Comparison

What you get: Compare car insurance quotes from 50+ UK providers in minutes. One of the UK’s top 5 price comparison websites.

Best for: Cheap car insurance quotes

👉 Compare car insurance on GoCompare

📱 Budgeting & Money Management

Emma App — Budgeting & Track Subscriptions

What you get: Emma uses open banking to track all your accounts, find and cancel forgotten subscriptions, and create budgets. 15% conversion rate — one of the highest on Awin.

Best for: Budgeting, finding wasted subscriptions, overview of all accounts

👉 Try Emma App for free

HyperJar — Prepaid Card for Kids & Families

What you get: Free prepaid money card for children and adults. Teach kids money management with controlled spending. Even glows in the dark!

Best for: Family money management, kids’ first card

👉 Get HyperJar for free

📈 Investing & Savings

Fidelity — Stocks & Shares ISA

What you get: Do-it-yourself investing with a Fidelity Stocks & Shares ISA. Tax-free investing up to £20,000/year with access to thousands of funds and shares.

Best for: ISA investing, retirement planning, fund investing

👉 Open a Fidelity ISA

Beanstalk — Junior ISA for Kids

What you get: Award-winning app-based Junior ISA and adult ISA. Start investing for your child’s future from as little as £10/month.

Best for: Saving for children, junior ISA

👉 Open a Beanstalk Junior ISA

🛡️ Insurance

Cuvva — Flexible Car Insurance by the Hour

What you get: Buy car insurance by the hour, day, week, or month — perfect for borrowing a friend’s car or temporary cover. Fully comprehensive, instant.

Best for: Temporary car insurance, borrowing a car

👉 Get a Cuvva quote

Vitality — Health Insurance

What you get: Health insurance that rewards healthy habits. Earn discounts and rewards (Apple Watch, Amazon Prime) for staying active and healthy.

Best for: Private health insurance, wellness incentives

👉 Get a Vitality Health quote

📶 Broadband & Mobile

EE — Home Broadband & Mobile

What you get: The UK’s biggest and fastest 5G network. High CPA on broadband and mobile contracts. Great for readers setting up a new home or switching.

👉 Get EE Broadband · EE Mobile

giffgaff — SIM Only, No Contract

What you get: Flexible SIM-only plans with no contract. Popular with fintech-savvy users who want low-cost, no-commitment mobile.

👉 Get a giffgaff SIM

Asda Mobile — Low-Cost SIM Only Bundles with 5G

What you get: Great value SIM-only bundles, unlimited data plans, and 5G deals on the Vodafone network. All monthly bundles are rolling — no contract.

👉 Get an Asda Mobile SIM

Tesco Mobile — 5G SIM & Contract Deals

What you get: 5G coverage, SIM-only and contract plans from Tesco Mobile. 5 million happy customers. Clubcard points available on pay-monthly plans.

👉 Get a Tesco Mobile SIM

How Do Referral Codes Work?

1. Click the referral link for the app you want to join
2. Download the app and start the sign-up process
3. Complete the qualifying conditions (usually a small deposit or card activation — varies by provider)
4. Receive your bonus — typically within 7-30 days

The bonus is paid by the provider as a marketing cost. It costs you nothing and you’re under no obligation. Both you and the referrer receive a reward.

Are These Apps Safe?

All providers listed are authorised by the Financial Conduct Authority (FCA). Banking providers (Chase, Monzo, Kroo, Starling) are covered by the FSCS up to £85,000 per person. Investing apps (Trading212, Freetrade) hold client assets in segregated accounts. Wise is an e-money institution regulated by the FCA.

FAQ

Can I use more than one referral code? Yes — you can hold accounts with multiple providers. Many people use Revolut for travel, Chase for savings, and Trading212 for investing.

How long does the bonus take to arrive? Typically 7-30 days after you meet the qualifying conditions. Check each provider’s terms for specifics.

Are the referral codes above active? Yes — all codes are verified and active as of June 2026. We update this page monthly.

Disclosure: This page contains affiliate referral links. If you sign up via a link on this page we may earn a commission at no extra cost to you. This is an advertisement (#ad). All information is correct to the best of our knowledge at the time of writing; always check the provider’s website for current terms.